French novelist André Malrauxonce said, “often the difference between a successful person and a failure is not one has better abilities or ideas, but the courage that one has to bet on one’s ideas, to take calculated risk – and to act.”

Risk is something inherent in investing. Some investments are so risky that the possibility of losing all of your investment is possible. The thought of losing all of one’s investment, or even just a part of it, can easily discourage some people from making an investment, which is rather unfortunate.



It’s easy to just flock to the safety of just saving your money in a bank. You could be thinking that your money is safe and even insured by a government agency in a savings account. It even earns interest, so why should you still bother to invest?

One way to see it is this: the money ......