3 years ago, I spent my birthday clubbing at butterfactory. I blew $3,000 buying drinks for my friends, and woke up the next morning with a hangover and absolutely no memory of what happened the night before. Boy, that was a good use of hard-earned money

These days, I prefer to skip the crazy parties and do a little bit of reflecting. (Maybe it’s because turning 29 makes it my LAST AND FINAL YEAR that I get to say that I’m in my twenties. Zomg.)

So this year, I thought I’d look back at what you and I have gone through with cheerfulegg, because it’s been a heckuva year. 

Here’re some highlights:

1. We learnt how to create habits, including how to consistently wake up at 6am everyday
2. We did our first MoneySmart guestpost on 3 Ways To Trick Yourself Into Getting Rich
3. We specified a formula on how ...