A reader recently asked me if I would blog about buying an apartment for first timers in Singapore. I thought of this before but decided that I am not a good candidate for this topic because for most people in Singapore, their first apartment would be from HDB and I don't have any experience in this area. However, I have blogged about buying real estate in Singapore before and quite a few times too. So, in case you are thinking of buying an apartment either for self stay or for investment, you might want to consider the following points: 1. To rent or to buy? In some countries, there is a strong culture of renting. This is usually when buying a home is considered too expensive. This is the case in places like Japan, Taipei and Hong Kong, for examples. In a report, it was stated that more young people ......