In my previous post, I have shared more on how to enhance further your disability insurance coverage.

Alhamdulillah, since then, I have been receiving emails from a lot of you  to enquire more on NTUC Income Primeshield plan.

Nevertheless, I feel sad, that on a normal circumstances, if I meet 10 clients, who want to enhance their disability insurance coverage, I realised almost 4-5 of them already have pre-existing illnesses. Some are lucky, that, they are still accepted with a  loading (extra premium), but there are many too whose application got rejected.

Thus, I come out with a list below, to share with you, the medical conditions that are not insurable under Basic Eldershield and Primeshield.

The list is not exhaustive but serves as a guideline for me, when I want to suggest my clients to enhance their disability insurance coverage.
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– Alzheimer’s Disease (progressive degenerative disease of the brain)

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