I still remember the most horrifying moment of my student life. It was 2010 and I was doing my final exam in Financial Economics. The exam had 6 questions – I only had to answer 4 of ‘em, and I would be home free with a Masters degree in my pocket, and an awesome summer ahead. I flipped open the cover page and read the first question. Too complicated. I went on to the next one: No idea how to answer it. And the next: Didn’t study that topic. I went through the entire paper with an ever-increasing dread in my chest that I had no frickin’ idea how I was going to pass, even though I’d spent the last 4 months studying my butt off for the exam. I scribbled whatever I could for each question, but I was shooting fish in a barrel. Most of my answers were a ......