I find it incredulous that after almost a year of writing personal finance posts, I haven’t really dedicated any single post on credit cards! Well, there’s a good reason for this. There’s just way too many credit cards out there and designing the “best” strategy can be as difficult as say, rocket science (and I mean it). Shopping at Taka? There’s the DBS Taka Card. Dropping by at Robinsons tomorrow? Please remember to bring the OCBC Robinsons Card out. Paying your M1 bills and it makes sense to sign up for the Citibank M1 Card. This process goes on and on before you realise that you have signed up for at least a dozen cards. Duh. And carrying a bursting wallet just isn’t sexy. Contending with a flooded mailbox and sifting through many envelopes could prove to be more tiring than expected. Not to mention the many calls you have to make to waive ......