To accumulate wealth and attain financial independence, the most important thing you need to do is to earn more and spend less. This will increase your savings so that your portfolio can grow as large as possible. A lot of people make the mistake of thinking that it all boils down into investment ability, but squeezing 1% out of a small $10,000 portfolio can only take you this far. In a similar vein, if your objective is to lose weight and lower your blood sugar, you would have to eat less and exercise more. My friends have a lot of theories about weight loss, many involve either exercising more or eating less, but the guarantee of success is to do a little bit of both at the same time so that your body sheds off some of that weight to reach a new equilibrium. A third example is if you ......