After blogging for so many years, I have received a fair number of emails and comments. I have no way of telling how many emails I have received in total thus far but BlogSpot makes it easy to see how many comments have been published. As I make an effort to reply to all emails and comments, half of the comments published should be my replies. This means that I have, by now, received more than 10,000 comments from readers. As I blog about money management and investing for income frequently, it is no surprise that I should receive emails from readers with questions related to these topics. Of course, in my replies, I am mindful to tell readers that I am not a financial advisor and I am just sharing what has worked for me. I always say that, in my blog, I am just talking to myself. Although ......