Do you spend lesser when you earn little and spend more when you earn more? It always seems natural that we should reward ourselves when we have a pay raise or a good bonus but overdoing it may result in destroying your life. Recently, i was talking to a friend who has quite a large amount of savings and good income from his various sources such as a website he manages professionally and also from Forex trading. Two years ago when he was at the age of 24, he already has over $300,000 savings and makes a consistent 5-6k income from his website and also 2-3k monthly from Forex trading. No doubt I was envious of him having such good income and this kind of savings at his young age. When i chatted with him just this week, things don't seem that well for him any more. He told me ......