The government has been increasing the minimum sum for years. And based on my earlier rough estimation is certainly moving faster than the inflation. My logic is that there is a growth phase to close the gap as I believe the current minimum sum lags significantly behind the minimum needs for retirement. Once this is met or politically so, i would expects the min. sum growth to follow inflation trend.This is not hard to deduce considering a million dollar without investment will easily be expended in 15 years in my earlier article. So even with 2.5%-4% returns, the minimum sum will not be enough to meet my personal retirement needs. If we understand the concept, why do people still so care about not meeting the minimum sum unless the purpose is to withdraw them asap, and this is a worrying mindset.

Singapore has one of the lowest tax …