Since many people are still unclear of the CPF Minimum Sum, the Ministry of Manpower came up a series of infographics to hopefully help people understand the Minimum Sum scheme better.

The first in the series describes why the Minimum Sum goes up over time. Many people who are worried about meeting the Minimum Sum in future, see Will You Have Trouble Meeting the CPF Minimum Sum? Even if you don’t meet the Minimum Sum by the time you are 55, you do not need to top up in cash and you do not need to sell your property to meet the shortfall.

The second series basically says that your CPF OA and CPF SA gets combined into the CPF RA. Anything above the minimum sum, you will be able to withdraw in cash. Even if you don’t meet the minimum sum, you will be able to withdraw $5,000. ......