Those who follow me on my Facebook page would have known that i went for a forum on CPF and retirement adequacy earlier today. I would think in financial and retirement planning, CPF is definitely an important part to know and understand for Singaporeans. There are actually a few pillars on financial planning which i would leave it to another blog post later. CPF minimum sum Before i go into the key takeaways for this forum, let's take a look at some CPF members' statistics recently. In 2013, the median cash balances of CPF members' is $126,000. 50% of CPF members met the required minimum sum with 15% members pledging their property. This means in actual fact, those that met the minimum sum without pledging their property is only 35%. The above figures were a bit worrying for me as the minimum sum of $148,000 in 2013 actually pays a ......