I recently handed a cheque of $600 to my father. It's his half yearly 'coupon' from buying LP's bond with a principal sum of 60k. It's right on track to deliver 2.5% to 3.0% returns per year. Actually it's more than that, but LP's bond is capital guaranteed, I've to reserve a certain amount of cash paid out in the event of redemption of bonds that I've bought above par value to cover the capital loss. Ya, I know it's still lower than CPF, but it's hard to achieve this kind of returns in this time and yet also guarantee the capital. Still, it's better than my parent's initial plan of putting their money in fixed deposit earning maybe 1% pa. I'm potentially offering 3 times as much, and I'm glad I did it for them, even though I don't need to. I heard from my father that ......