The investment community in our globalized world has grown ever so bigger each day and it is easy to see why some investors can get lost when picking their investments. One tool that can help you decide is the credit ratings assessed by the credit agency. The three top agencies - Moody, S&P and Fitch are the world's top rating agencies which provides assessment on companies accredited ratings. Different rating agencies give you slightly different framework but from the broad view they generally serve the same purpose - the higher your risk profile, the lower your ratings and vice versa. For the purpose of the post, we will take a look at the framework from Moody in determining the credit rating for Reits listed companies in Singapore. There are generally 4 main factors used by Moody in analyzing a company's internal and external characteristics. These factors are: Factor 1 - Liquidity and Funding (24.5%) ......