If i am not mistaken, Standard Chartered first pioneered this concept to reward you on a overall relationship such that you received reward points if you have a housing loan, investment account, credit cards with them.
OCBC and DBS then offered something along those lines where they give you a higher tiered interest if you met some or all of the conditions, including if your salary is credited into their bank account etc.
Do you do a 360 account of your own life?
I am not sure if you regularly do a pulse check on your own goals and retirement plans. It's like doing an annual health screening to see whether you are still on the right path towards financial freedom ...
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