The 15 HWW household operates somewhat like a business. Both our passive income and expenditure are tracked somewhat religiously, as seen from these monthly updates. But that’s where all the association with a business ends. After all, there’s no information about the net asset value of this entity, or what is better known as net worth for this household. The reason why we are not so concerned about our net worth on this blog is obvious (and no, it’s not because I am too lazy to have an additional blog entry every month). In order to create a sustainable 15 hour work week, it would be most prudent to have already attained financial independence. And our less conservative goal is to be at least 50% there before transitioning into semi-retirement. Annual Passive Income > Annual Household Expenditure = Financial Independence As seen from the formula above, net worth doesn’t play a huge and direct role in achieving ......