I have shared before that it is OK to gamble a bit once in a while. I said so during InvestX Congress and during the recent sharing session with Sean Seah and his friends too. I am Chinese and gambling is in my blood. It's not my fault that I am born Chinese. So, I have nothing against speculation per se. As long as speculators know that what they are doing is speculation, as long as they are mindful of the possible consequences and as long as they are able to take the losses comfortably if things go wrong, there is nothing really wrong with speculation, is there? Well, I would say please keep speculative positions small. Of course, how small it is would depend on our risk appetite. 2 to 3% of our portfolio size for some and 10% for others? Sounds rather arbitrary, doesn't it? So, when a ......