One of the best endowments that you can purchase is getting a child or children for the matter. This was articulated to me by a financial planner. Perhaps no one actually told him the trials and tribulations of raising children. The crux is that its a 25 year old endowment where you ‘contribute’ monetary wise and emotionally wise and at the end of 25 years, the child will then contribute for the next 30 years of your life. And it is inflation adjusted or the raised terms is determine by you! It is also one where you get rewarded for your effort (well, most of the time) should you raise a wise child.The best part is that the amount does not go down generally. Where can you find such a great product.

The problem that I have come across in recent times is that parents can be rather aggressive ...