Most banks currently offer rewards for using their product, especially the credit card, but as a card holder, are you really enjoying the good life, or are you simply increasing your monthly cost?

Credit cards are perfect for emergency use, but to make the most of the reward system, one would need to incorporate use of the card into their daily or weekly routine. To take full advantage of the rewards, you must select the card that best fits your lifestyle and spending pattern.

Using a credit card that does not fit your lifestyle would have negative impact on your monthly costs.  It is important to look at the variety of options, the amount of reward and that it is not something that will essentially affect your savings.

Standard Chartered Bank Singapore sells the idea of ‘The Good Life’ through their reward programme that comes with owning their credit, debit ...