I have been investing my Supplementary Retirement Scheme (SRS) funds in unit trusts for the past 7 years. Yet, it is amazing that I have never reviewed how my SRS investments have been performing on an annualised basis. I do not know for sure whether the returns have beaten the inflation rate, the CPF Ordinary Account rate or the Special Account rate.
Today, I have finally carried out a review of my SRS investments. They have returned 3.8% on an annualised basis since I first made my initial contribution to the SRS account in Nov 2006. A breakdown of the returns from the various unit trusts I have invested in are as follow.
Fund | Allocation | % Change | % Return |
LionGlobal Infinity Global Stock Index | 38% | 0.67% | 7.04% |
UOBAM GrowthPath 2040 | 38% | 0.40% | 3.11% |
Nikko AM Shenton Short Term Bond | 15% | 2.23% | 1.98% |
Phillip ... |