I was having a discussion with my colleagues, if there is demand for financial consultants, since consumers can just buy direct from insurance companies beginning next year. In my honest opinion, there will be still demand for personalised service for professional financial consultants in the near future. Let me give you a few real life examples, of why you will still need your financial consultant to plan, advice and service you. ……………………………………………………………………………………………………………………………………….. ………………………………………………………………………………………………………………………………………. 1) Tried To Claim Outpatient Hospital Bills Unsuccessfully I was referred to an engineer late last year. He was hospitalised. He understands that, he can claim pre and post hospital bills up to 90 days. With confidence beaming from his face, he dropped by the insurer’s office to meet the claim officer. Submitted the bills and the claim officer rejected him outright, stating that outpatient treatment could not be claimed. He was confused of his predicament. He met me. He narrate and ......