Strategy 1::  Eat Your Breakfast Every Morning

Breakfast is the most important meal of the day.

Research shows that if you skip your breakfast, you will tend to feel hungrier later and overeat during your lunch.

When you overeat during your lunch, you will spent more money on food.

Eat your breakfast every morning.

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Strategy 2 :: Use Public Transportation

In Singapore, we have arguably, the best transportation system in the world.(though some may disagree vehemently now)

Take advantage of Singapore’s famous “BMW”, (Bus, MRT, Walk)

….and you’ll save more dollars.

You save on your vehicle maintenance, your vehicle loan, your vehicle insurance, your petrol cost (which is increasing incredibly these days) and more.

Do you know that your vehicle NAV (Net Asset Value) depreciate by $5000, the moment you bought it?

Unless you are in a sales job with a lot of money making ...