My criteria for the best credit card is based on the amount of monetary incentives and rebates. The minimum spending is also taken into consideration. Cards that give reward points and air miles will be converted to cash credits and be judged accordingly.
3) ANZ Travel Visa Signature Card
ANZ travel visa signature card is my third choice. Currently, the best air mile to dollar conversion(Every $1 gives you 1.4 air mile). Converting these air miles to cash gives you a decent 2.55% cash rebate on everything with no minimum spending. What I don't like about this card is its $60,000 annual income requirement, which means not everyone can apply.
2) UOB One Card
UOB One card comes in a close second. It gives a 3.33% rebate for all purchases if you spend a min of $300 per month for three months straight. A bit tricky, as ...
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