A cup of fragrant and very affordable coffee was placed in front of me while I was drafting this article on my iPad. As I took a sip, I gazed out of the windows of the cafe and observed the hustle and bustle happening around Ben Thanh Market in Ho Chi Minh City.

You see, Mrs 15HWW was on a work trip earlier this week and since I was free and had never been to Vietnam before, I tagged along. Obviously, it also helped that I didn’t have to foot the bill for my own accommodation  :-P

And during my short stay there, I realised that the cost of living in Ho Chi Minh City is pretty low when you compare it to Singapore. A piping bowl of pho at most eateries will set one back by less than $2 and a tasty Bánh Mì at one of the many roadside stores costs probably around …