All humans desire a better quality of life. When we are poor, our basic instinct was just to find food for survival. When we have enough food, we would like something more such as a nice house or perhaps a car. Then we go on to buy nice clothes and accessories and shoes. The list goes on and on. Soon, we find ourselves caught up in consumerism. We buy more items but use less of each item. The more we buy, the less we use. Now, think about the past when you were still a student with little to no money. You probably just had one pair of shoes and it was precious to you. When you do get a new pair of shoe after wearing it for many years, it feels great. That was the time you were living in frugality. As a student with limited cash, you try ......