We always want to make the best of our personal finances – to stick to our budget, to have enough emergency fund, to start saving for retirement from day one and live happily ever after. In real life, we face daily dilemmas – should the pay raise go towards emergency or retirement funds. So, how should you prioritize all your financial goals? It seems like retirement is the less pressing one but don’t forget, this has the highest price tag too. Remember the best way to set up your budget is the simple 50/30/20 rule. 50% of your take-home pay should be spent on essentials, 30% on your lifestyle, and 20% on financial goals. So, how do you prioritize retirement over savings and debts out of this 20% pie especially when all seems equally important? 1. Retirement always come first This should be the number one financial goal for ......