This post is going to have a little different taste than the usual investing posts I made in relation to financial independence. I have invited over a friend who had agreed to a short interview regarding how she views her life and happiness as a whole to living in the moment that everyone can literally achieve (different people have different quantum of happiness). This post will to some degree relate to the topic of delayed gratification, which has been debatable by both sides. When we talked about delayed gratification, people often looked at us as if we are some kind of monster dude who has never tried anything in life. Some blame it on time, while others blame it on money. Truth is, happiness can be achieved with lots or little amount of money or time and its quantum doesn't really matter. The decision is at your own hands. Meanwhile, ......