Just For Thinking Uncle8888 is getting tired of keep repeating it to some of his younger colleagues around him whenever they talk about passive income in retirement planning. Passive income is a direct function of Account Size! Larger our account size. The easier to reach that level of passive income required to sustain our retirement life. How to grow our Account size to reach that large size? 1. Earn more and save more 2. Can consider growth-dividend and capital appreciation strategies. 3. For long only retail investors, can consider capital recovery strategy to build up War Chest for the next market cycle. It is through higher earning, higher saving, higher capital appreciation and higher re-investment gains; then we may reach that large account size sooner and then change our future investing strategy to generate passive income required to sustain our retirement life......