It was another month of average spending that amounted to about $3,700. It’s remarkable that even with one salary, we are probably still able to save $1,000 of the take-home pay. And both of us really doesn’t feel “deprived” in any material sense. In fact, I do think that we are spending comfortably. With regards to November’s challenge, I would say that it failed quite terribly. No doubt I exercised more this month than any other for the past few months but earlier in the month, I pushed myself even though my body was telling me to give it a rest. There were times when it really wasn’t enjoyable and it’s no surprise that towards the end of the month, there were a couple of days when I gave myself a break. Guess this is one area where I should have paced myself better. December’s Challenge: Show gratitude everyday I have a good feeling that ......