This year, I made a bold move. I started to put my cash into CPF for voluntary contribution. It's a strange idea. When I was younger, I wanted to conserve my cash and invest in it myself. But as I get older, I started to think of things that can go wrong. I wanted some insurance against my own investment, in case things goes wrong.


Rationale for putting cash into CPF

There's not a lot of write up for self employed people out there regarding CPF, so I might as well shed some light based on the findings I've done. So this is really tailored for self employed people who are not employed by any companies. The reasons why I want to contribute are:

1. Tax planning - if you know you'll have good earnings for the year, you'll want to plan your taxes ahead so that you don't have ......