You don’t exist to make money. You exist to live. To make a difference. Don’t fret over a couple of dollars. There is more than enough opportunity to make it back. One thing is certain. You aren’t getting any younger. Stop putting off the adventure plans. Stop procrastinating about the personal projects. Stop thinking happiness can wait.

When I had my own trading company, I made up stupid rules with my co-director. Stupid but fun rules. My favourite was that we agreed in our company M&AA to have once a month company retreats overseas. We also especially designated the quarterly futures contract rolls periods (eg when your futures product rolls from Dec’14 to Mar’15 delivery) as mandatory time off. As a result, I’ve traveled a lot this year. The trading calendar quietly builds in annual leave for you, but only if you choose to see it that way. If …