The HDB flat is probably one of the biggest investments most Singaporeans would make in their lives. We explore the important part of every shoebox purchase – the finances. It’s the rite of passage that almost every Singaporean not born with a silver spoon in his or her mouth goes through – purchasing an HDB flat. Whether you’re single and turning 35 (the age at which HDB finally allows singles to buy their own apartments) or married and looking to build a home, the money is probably the most important factor to take into consideration when you’re in the market for a flat. We’ve put together a comprehensive list of questions you should ask and financial guidelines we recommend you adhere to so that you’ll have worry-free nights in your new home for the next few decades. Should I ballot for a new Build-to-Order flat or find one in ......