2014 has been an eventful year. I got my house and got married. So the previous few years' savings had been well utilised for the 2 big events. Investment wise, I did not achieve the yearly target of 12% return per annum. It is probably about 9% or so. The focus was on establishing positions in low PE and relatively unheard of companies. These shares usually will take a longer period to realise its values, hence a one year time frame may be too short to determine the true returns. Based on my investment journey this year, there were 2 lessons learnt. Both were old adage in the investing arena, but were given a deeper level meaning due to my first-hand experience. Firstly, trading and speculating in the share market is absolutely not for me. As I had decided to be an investor, it is best not to be half-hearted ......