As 2014 comes to a close, I started to grow reflective of some of the articles that I read that, are not so much finance related but somehow stuck to the back of my head. One of them that I cannot get rid of is how the world would change in the next 10 years.

Human Capital

As we embark on a trend of building up wealth so that we are less dependant on our human capital, the way I see various technology maturing that can have a profound impact on some jobs that, used to employ a large number of people, but are very much aided by these developments that they become better. In the process, number of people required can be cut down and perhaps eliminated.

We could see NTUC,  cafes employing more information technology, thus alleviating costly Singapore man power issues. Robots and artificial intelligence may ...