It is the year of OCBC 360/365. Comes as no surprise as even my colleagues are heading over to HR to update their accounts. Read all about OCBC  and what other posts made it to the top five.

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Being RICH is not about how much you have, BUT about how much you GIVE.

I happened to chance upon this video from Facebook and I learned a new quote today, YAY! It's my first time hearing this and I am deeply empowered by this quote. It is really meaningful. I am very sure there are living examples in our world as depicted in the video. Please don't say you have lose faith in humanity. It is a simple, short and sweet video which brings so much sentimental values. … [Read more...]

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OCBC 360 Account: An Amazing Product?!

Once upon a time, there were about 6 or 7 local banks in Singapore. But after the Asian Financial Crisis in 1997 and MAS’s commitment in 1999 to liberalize foreign access to Singapore’s domestic banking market, the local banks started merging with each other to consolidate their balance sheets. Finally, we are now left with the 3 local stalwarts: DBS, OCBC and UOB.  With the influx of foreign … [Read more...]

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Earn 3% more Bonus Interest with OCBC 360 account

There have been a small battle recently between the banks in Singapore  to wrestle more deposits from risk adverse folks. It started with a few banks like DBS, UOB and Standard Chartered offering more interest on incremental deposits with a higher interest rate. This sounds very “scammy” to my friends because it is on the incremental amounts and not on all your money. What do you think … [Read more...]

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OCBC 365 Credit Card

Credit card competition has already been fierce in Singapore. You hardly get your credit card annual fee “waived” every year in other parts of the world. Moreover, it is no longer easy for Krisflyer miles or other form of points to create some excitements among consumers. Singaporeans are spoiled with choices. OCBC’s survey found that “the cashback or rebate card commands 50% of the credit card … [Read more...]

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Myth on Endowment Policy Return

Do you know your Endowment Policy return? An endowment policy is a long-term savings plan with a minimum 10 years policy period. At the end of the policy term, the policy holder will receive a lump sum which is expected to be more than the total policy premium paid for the policy. The excess amount will be the nominal investment return on the policy. Unlike bank saving account or fixed … [Read more...]