Just awhile ago, having a lengthy group chat with peer financial bloggers (you know who you are ;-)) and one of the topic discussed is : SAVING. Yes, one of the key element in personal finance is saving, it should come even before thinking about investing. Suddenly, I remembered a TV commercial that I watched in Melbourne a week ago which is also related to saving, it is called "52 weeks saving challenge". With this challenge, you can save $1,378 a year (excluding interest, if any) easily. It is a simple challenge by starting to save $1 for week 1, $2 for week 2, $3 for week 3 etc... till week 52. See sample table below for better illustration : Of course, $1,378 (plus interest if you were to save it in the bank) might not be a big amount to many but it is a good start ... ...