One of the topics that fascinates me last year was a series of articles on withdrawal strategies. Much literature people delve invariably centres on what they are concern with currently. In this case wealth accumulation. You can’t possibly learn to run if you haven’t learn to walk. What I tried to explore was the maths of early retirement or financial independence, the possibilities and the pitfalls that accompany it. The main questions here are usually how much does a couple or a person needs and maintaining the value of wealth so that it can last a long time. This article today explores a more fluid form of cash flow withdrawal during our wealth distribution phase. This can get a little bit geeky. The wealth distribution conundrum Discussion of wealth distribution centres around trying to make the best case of a few contrasting variables:

1. How long do you need the cash ...

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