When you are at the top of your game, it is easy to think that what you have now, your brain power, your work ethic, your annual income and all your possession will only get even better as time goes on. There is a risk that you would be lure into a level of complacency, where you will experience lifestyle inflation, spending more as you earned more.
When the music stops playing, that is usually when your world starts crashing down. Often that is when you are retrenched or that you suffer some form of disability or deficiency that stops you from functioning like current, at your absolute best.
When your outlook in life shifts, you may want to take a risky leap, and often you are not able to, because you have not build a financial infrastructure that enables you to.
It is these situations that made us realize ...
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