One aspect of wealth planning that I am always fascinated with is the question whether the protection scheme planned out by our government are able to comfortably offset medical costs that comes along our way.

I recently got to know one of my friend who happen to be admitted to a hospital for a surgery and was willing to share with me her experience.

The illness

She (mid 30s) was suffering from thigh pain for a long time, which affected her sleep as it grew worse when she lie down. When the pain went past the threshold, she finally decide to do an MRI at Raffles Hospital. The diagnosis is that a tumour was found compressing her spinal nerves.

She needed an operation to remove it.

The operation was a success. It was a difficult surgery but she came out of it retaining all her functions.The doctor managed to ...