I have not met Elvin before but that shouldn't surprise anyone. However, through our rather lengthy chats online from time to time, I know that he has a rather brilliant mind. When he mentioned bond laddering during one of our chats, I said it would make a great guest blog and, well, here it is. I have read about bond laddering before but I did not know anyone who was actually doing it. Well, now, I do. Thanks for sharing, Elvin. ------------- Hi AK, Thanks for allowing me to share a post on your blog. It is indeed my honour! :D Actually I'm glad I've found good natured people too! Here's the post: "Laddering The War-Chest Of Certainty" As it is right now, we've been swimming in a low-interest rate environment (below 1%) for quite a while since the last spike in 2004 which was the onset of the SARS ......