When you earn an income that is noticeably larger than what you were given or earn previously, you have the tendency to inflate your lifestyle. Such situations are when you get a 10-20% pay raise, when you go from being a student getting an allowance to an actual paying job. Without a fundamentally sound decision making system, usually we will buy a lot of crap. Think back if you are old enough, what are the things that you subscribed to and you wish you haven’t. The sensible way of evaluating purchases is based on whether you really need it, and as well as how much you value the thing and service. Often our brain only see Yes or No, Can or Cannot, Get the best or Don’t. Usually most things are a meter ranging from low to highest. You don’t have to get the best. You can get ......