We each have very different net worth, earning income level and cash flow. Some of my friends earns $20,000 per month, another earns $2,000. The common process that they should have is to be able to make fundamentally sound decisions. These decisions would be whether they need the thing they want to buy, whether they place a high priority of it in their life goal, whether buying it will create drastic instability in the family and their life and perhaps more.
I am not going to judge your purchase (well i try not to).
To both the ladies earning $2,000 and $20,000, they may want it since they first saw something like that at 14 years old. If the $2,000 per month lady buys it, she is over-reaching financially. Not so for the person earning $20,000.
The lady earning $20,000 probably worked hard at her job for that ......