Many times in the past, when Uncle8888's Bank RM called him, he usually rejected the call for making an appointment to listen to their financial advice. After so many years of rejecting calls from RMs, somehow this time is different. May be he was in good mood to take an appointment on Saturday morning. Anyway, nowadays, he is so Eng! OK! Uncle8888 knows what you are thinking? You think her voice is so sweat. Right? She offered 9 am appointment; but Uncle8888 said 10 am. He went to Hougang Central POSB early at 9+ and observed her at Cubicle 13. She is busy at works. Wah! Got many lobang. Time for Uncle8888 to listen to his RM; but told her to cut short all introductory talks and goes straight into the subject matter. Uncle8888 told her that he is a savvy investor! No bluffing. LOL! She introduced 5 + 5 Endowment product......