As the portfolio that I publish on this site heads north towards the $300k mark, I do notice my balls shrinking ever so slightly. That’s not surprising since $300k is a significant sum to both the Mrs and me and will go a long way towards fulfilling our semi-retirement dream. If we were given a 50/50 bet that would either double the amount or halve it, we probably wouldn’t take that bet. (Yeah, that’s how conservative we are now.) Therefore, we are holding a little more cash than what we previously espoused half a year ago in this asset allocation post. In that post, I also briefly mentioned about the Permanent Portfolio, which is basically allocating 25% of your funds into these 4 asset classes: equities, hard assets, cash and bonds. Even though I did not implement it, I did use that knowledge to tailor my allocation to my risk ......