Hi AK, I was about to post a comment on the thread, "Want that $1m in liquid assets or $120K in passive income? Thursday 19 March 2015" but lacked the appropriate user logins. Hope you don't mind if I email you instead. I am somewhat in a similar situation  as the person who emailed you (uni/about to graduate) and have some questions as well. Currently I'm vested in a couple of IPOs from 2010 onwards (dad's advice) and some stocks through SCB (no min comission) but only got really active in 2014/2015. Building up my knowledge at the moment through borrowing / reading books and the internet. 1. You seem to be skilled in both FA and TA from your 2010 posts as well as book recommendations and current posts using Chartnexus, and advocate learning both. Would I be on the right track in learning FA to sieve out companies ......