The OCBC 360 account was a great promotional drive by OCBC to get folks to switch to bank with them by offering 3 optional clauses to get a total of 3.05% interest (read here). My friend prompted me last 2 weeks when he tried to open the account and was told the bonus interest will be reduced. Looks like they decide to provide the announcement on April Fools Day, which, if my friend didn’t tell me previously I would have thought its a joke. Notice here The hurdle rate for credit card qualification have increased, but the bonus for payment bonus and credit card have been reduced. OCBC will introduce 2 more clauses so that we can eventually hit 3% again. But after this move I think much folks are still sore over it. The reason of the soreness is that in their minds, they expect these kind ......