Having trouble reducing the number of credit cards you have? Or do you have zero cards and wondering which one to sign up for? Well, I will be summarizing the number of cards we have and list down the advantages of using these cards. The gf: 8 cards (Do I really need so many cards?) The bf: 3 cards So, why did I sign up for so many cards? Well, for aunty reason, yes, some is to get free gift. Below is a summary of what bf and me are using, hope you find it useful!  (Although I have 8 cards I only use 5 of them.) Cards as of 2014 Basically, both of us use almost the same cards, but in different ways. You might be wondering whats the difference among all these cards, which bank provides you the best rebates etc. When you google, you can find ......