Aside from the individual stocks and REITs (Real Estate Investment Trusts), one of the other more popular investment vehicles among the retail investors is ETFs (Exchange Traded Funds). As the name implied, ETFs are investment funds that are traded on stock exchanges by producing returns that track/replicate the performance and composition of a specific index such as stocks or commodity. If you like to know more about ETFs, check out MoneySense' coverage here. There are 89 ETFs listed in Singapore Exchange (SGX) and two of the more popular ones are SPDR Straits Times Index ETF and Nikko AM Singapore STI ETF which track the STI performance. At the moment, only 9 out of the 89 ETFs are classified under Excluded Investment Products (EIPs), which means investors can invest these 9 ETFs without needing to take any prior assessment. The balance 80 ETFs are classified under Specified Investment Products ...  ...