With the rise in the SIBOR rates, comes the rise of deposit rates as well, and OCBC is not a stranger to this, with their 360 Account. UOB however, has just launched a competing product, and apparently there is much debate between the two of these accounts online. Let’s take a look at both accounts in detail, given my personal expenditures and spending. UOB One Account This is rather simple to calculate, and given my monthly spending on credit cards to be clocked at slightly above $300, this isn’t a good option for me, unless I can hit $800 spend a month, as the $500 spend a month doesn’t hit the next spending tier of the UOB one card, in order to maximize the returns for signing up with UOB. Total interest rate that I can get: 0.05% p.a. OCBC 360 Account This is also rather simple, as I ......