Many newbies or virgin retail investors will go around asking: "What to invest?" Probably, that might be the reason why they didn't learn much after some years and still virgin. Even when they attended educational investment seminar (not those previews to paid investment/trading course), they also tend to ask "What to invest?" Next time, try asking "How to invest?" and that may change your way of thinking on investing. You may need to bring along a notebook and a pen to jot down pointers for more thinking. Ask "How" instead of "What". When you ask "How to invest?". It may trigger the reverse engineering way of investing by focusing from your investing end goals and working backwards to find out your investing strategy and plans to meet your investing goals at XX years down the road. You will set yourself thinking on 3Ms on investing - Method, Mind and Money Management ......